Terms of Use

Effective Date: June 20, 2026

These Terms of Use ("Terms") govern your access to and use of the Lonczak Group website and any content, materials, resources, or services made available through it.

By accessing or using this website, you agree to be bound by these Terms. If you do not agree to these Terms, do not use this website.

About This Website

This website is operated by Lonczak Group, a consulting practice operated by Lonczak Group LLC.

The information provided on this website is for general informational purposes only and should not be construed as professional, legal, financial, accounting, employment, healthcare, or other regulated advice.

No Client Relationship

Accessing this website, reading its content, submitting a contact form, subscribing to communications, or communicating with Lonczak Group does not create a client, advisory, consulting, fiduciary, or professional relationship.

A client relationship exists only after both parties have executed a written agreement governing the engagement.

No Guarantee of Results

Any examples, observations, recommendations, opinions, case studies, articles, insights, or other materials provided through this website are presented for informational purposes only.

Business outcomes depend on numerous factors beyond our control.

Nothing on this website should be interpreted as a promise, guarantee, warranty, or prediction of future results.

Intellectual Property

All content on this website, including but not limited to:

  • Text

  • Articles

  • Graphics

  • Logos

  • Branding elements

  • Layouts

  • Documents

  • Downloads

  • Images created by or for Lonczak Group

is owned by or licensed to Lonczak Group LLC and is protected by applicable intellectual property laws.

No content may be copied, reproduced, modified, distributed, published, displayed, or used for commercial purposes without prior written permission.

Reasonable quotations with proper attribution are permitted.

Acceptable Use

You agree not to:

  • Violate any applicable law or regulation

  • Attempt to gain unauthorized access to the website or related systems

  • Interfere with website functionality or security

  • Use automated tools to scrape, harvest, or extract content without permission

  • Introduce malicious software, code, or harmful material

  • Misrepresent your identity or affiliation

Third-Party Services and Links

This website may contain links to third-party websites, applications, services, or resources.

Lonczak Group does not control and is not responsible for the content, availability, security, or practices of third-party services.

Accessing third-party resources is done at your own risk.

Website Availability

We reserve the right to modify, suspend, restrict, or discontinue any part of the website at any time without notice.

We do not guarantee uninterrupted access, error-free operation, or continuous availability.

Disclaimer of Warranties

This website and its contents are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, Lonczak Group LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and availability.

Limitation of Liability

To the fullest extent permitted by law, Lonczak Group LLC, its owners, employees, contractors, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:

  • Use of this website

  • Reliance on website content

  • Website interruptions or errors

  • Third-party services or links

  • Loss of data, profits, revenue, opportunities, or business relationships

Your sole remedy for dissatisfaction with the website is to discontinue its use.

Indemnification

You agree to defend, indemnify, and hold harmless Lonczak Group LLC and its representatives from any claims, liabilities, damages, losses, costs, and expenses arising from your violation of these Terms or misuse of the website.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Maine, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms shall be resolved in the state or federal courts located in Maine, and you consent to the jurisdiction of those courts.

Severability

If any provision of these Terms is determined to be unenforceable, the remaining provisions shall remain in full force and effect.

Changes to These Terms

Lonczak Group may revise these Terms at any time.

Updated versions will be posted on this page with a revised effective date.

Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

Contact

Questions regarding these Terms may be submitted through the contact form available on this website.